Why PayLow Rate?

We’re in business to help you save money. It’s the honest to goodness truth. We got tired of seeing people get ripped off and charge unnecessarily high interest rates. We believe transparency is key, so we break everything down! PayLow Rate was built with you in mind.



How PayLow Rate works?


Gather documentation
(if needed)

You may need additional information such as your driver’s license, odometer info, etc. 

Fill out the application

You will be personally assigned a customer success advisor that will make sure your application process is fast and easy.

Start Saving

Your customer success advisor will contact you and let you know how much you’re going to save.


Make a $100

Know someone who should be saving money on their auto loan? Pass along our information and you get a crisp $100 sent out to you. Oh and there’s no limit to how many referrals you send! It’s that easy :)



Auto Contract

Contracts can be confusing. So we’re going to break it down for you. We care about our customers and knowledge is power.